Exposed Wiring On Bottom Of Joists.

I am selling my house and the Home Inspector said that the basement surfaced mounted receptacles needed to be in conduit because the wires were exposed.  He didnt say anything about the exposed wiring that was stapled to the bottom of the joists had to be in conduit.  Can I just leave the exposed wires on the joist exposed or do I have to but them in conduit too?  Could I also just drill the joists out and run the wire inside them?  Is there a code about this?  Did the Home Inspector forget this?   What would happen if I only fixed the receptacles with conduit and nothing else?  Thanks In Advance!
      


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